How Much Can Solar Save in Clear Lake?

Real numbers based on current Ameren Illinois rates and Illinois incentives.

$118

Current Bill/mo

$134

Est. Lease + Battery

23+ yrs

Years of Pure Profit

$34,885

25-Year Savings

What You're Paying Now

Without solar, here's what Ameren Illinois electricity will cost you over time at 6% annual rate increases.

Monthly Bill

$118

Annual Cost

$1,416

25-Year Cost (No Solar)

$77,688

Your Solar Investment

6.5 kW System

$17,875

$9,421

After All IL Incentives

DG Rebate ($300/kW)-$1,950

Illinois Shines RECs (lump sum, ~18 mo)-$6,504

With vs Without Solar in Clear Lake

Metric	Without Solar	With Solar
Monthly Cost	$118/mo	$108/mo (loan)
Monthly Cash Flow	-$0 (all to utility)	$-8/mo
5-Year Cost	$7,646	$6,480
25-Year Cost	$77,688	$42,803
Rate Control	None — utility sets rates	Fixed at $0.10/kWh (avg.) for 15 years
Home Value Impact	None	+$15,000–$25,000 (tax-exempt)

Your Solar Savings Over Time

Estimated 25-Year Total Savings

$34,885

Without Solar

With Solar

Year 1

$1,416

$1,516

Year 2Profit Starts Here

$2,917

-$3,452

Year 5

$7,982

$1,290

Year 10

$18,664

$9,758

Year 15

$32,959

$19,194

Year 20

$52,088

$30,016

Year 25

$77,688

$42,803

Year	Without Solar	With Solar	Cumulative Savings
Year 1	$1,416	$1,516	-$100
Year 2Profit Starts	$2,917	-$3,452	$6,369
Year 3	$4,508	-$1,895	$6,403
Year 4	$6,194	-$315	$6,510
Year 5	$7,982	$1,290	$6,692
Year 6	$9,877	$2,922	$6,956
Year 7	$11,886	$4,582	$7,304
Year 8	$14,015	$6,273	$7,742
Year 9	$16,272	$7,998	$8,274
Year 10	$18,664	$9,758	$8,906
Year 11	$21,200	$11,556	$9,644
Year 12	$23,888	$13,396	$10,492
Year 13	$26,737	$15,280	$11,457
Year 14	$29,757	$17,212	$12,546
Year 15	$32,959	$19,194	$13,764
Year 16	$36,352	$21,232	$15,120
Year 17	$39,949	$23,328	$16,621
Year 18	$43,762	$25,488	$18,274
Year 19	$47,804	$27,715	$20,089
Year 20	$52,088	$30,016	$22,073
Year 21	$56,630	$32,393	$24,236
Year 22	$61,443	$34,855	$26,588
Year 23	$66,546	$37,406	$29,140
Year 24	$71,955	$40,053	$31,902
Year 25	$77,688	$42,803	$34,885

Calculate YOUR Savings

Enter your actual Ameren Illinois bill to see a personalized 25-year savings projection.

$Enter Your Information

Average Monthly Electric Bill

Current Utility Rate ($/kWh)

Default: $0.16/kWh (ComEd & Ameren average)

Utility Rate Escalator: 4.5% per year

Conservative (2%)Historical Average (6%)Aggressive (10%)

How We Calculate Your Savings

This calculator uses your custom utility rate (default $0.16/kWh for Illinois) with a 4.5% annual escalator compared to our fixed lease rate of $0.10/kWh (avg.) for 15 years. A low-escalator option is also available for a lower starting payment. After the 15-year lease, you can keep the system for a low fair-market buyout — then your electricity cost drops to near-zero for the remaining life of the panels (25+ years). Your actual savings may vary based on your specific usage patterns and system size.

More Solar Resources for Clear Lake

Solar IncentivesRECs, rebates & tax exemptions Electricity RatesRate trends & bill analysis Solar FAQCommon questions answered

Start Saving in Clear Lake

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Ameren Illinois rates projected to rise again next year. Lock in savings now.

Or call (618) 217-2001|Info@ltdsolarconsulting.com