How Much Can Solar Save in Girard?

Real numbers based on current Ameren Illinois rates and Illinois incentives.

$120

Current Bill/mo

$137

Est. Lease + Battery

25+ yrs

Years of Pure Profit

$42,860

25-Year Savings

What You're Paying Now

Without solar, here's what Ameren Illinois electricity will cost you over time at 6% annual rate increases.

Monthly Bill

$120

Annual Cost

$1,440

25-Year Cost (No Solar)

$79,005

Your Solar Investment

5.5 kW System

$15,125

$6,655

After All IL Incentives

DG Rebate ($300/kW)-$1,650

Illinois Shines RECs (lump sum, ~18 mo)-$6,820

With vs Without Solar in Girard

Metric	Without Solar	With Solar
Monthly Cost	$120/mo	$91/mo (loan)
Monthly Cash Flow	-$0 (all to utility)	+$13/mo
5-Year Cost	$7,776	$5,460
25-Year Cost	$79,005	$36,145
Rate Control	None — utility sets rates	Fixed at $0.10/kWh (avg.) for 15 years
Home Value Impact	None	+$15,000–$25,000 (tax-exempt)

Your Solar Savings Over Time

Estimated 25-Year Total Savings

$42,860

Without Solar

With Solar

Year 1Profit Starts Here

$1,440

$1,288

Year 5

$8,117

-$179

Year 10

$18,980

$7,092

Year 15

$33,517

$15,276

Year 20

$52,971

$24,772

Year 25

$79,005

$36,145

Year	Without Solar	With Solar	Cumulative Savings
Year 1Profit Starts	$1,440	$1,288	$152
Year 2	$2,966	-$4,225	$7,191
Year 3	$4,584	-$2,898	$7,482
Year 4	$6,299	-$1,550	$7,849
Year 5	$8,117	-$179	$8,296
Year 6	$10,044	$1,217	$8,827
Year 7	$12,087	$2,641	$9,447
Year 8	$14,252	$4,092	$10,160
Year 9	$16,547	$5,576	$10,972
Year 10	$18,980	$7,092	$11,888
Year 11	$21,559	$8,645	$12,914
Year 12	$24,293	$10,237	$14,056
Year 13	$27,190	$11,870	$15,320
Year 14	$30,262	$13,549	$16,713
Year 15	$33,517	$15,276	$18,242
Year 16	$36,968	$17,055	$19,914
Year 17	$40,627	$18,890	$21,737
Year 18	$44,504	$20,784	$23,720
Year 19	$48,614	$22,744	$25,871
Year 20	$52,971	$24,772	$28,199
Year 21	$57,590	$26,875	$30,715
Year 22	$62,485	$29,058	$33,427
Year 23	$67,674	$31,326	$36,348
Year 24	$73,174	$33,686	$39,488
Year 25	$79,005	$36,145	$42,860

Calculate YOUR Savings

Enter your actual Ameren Illinois bill to see a personalized 25-year savings projection.

$Enter Your Information

Average Monthly Electric Bill

Current Utility Rate ($/kWh)

Default: $0.16/kWh (ComEd & Ameren average)

Utility Rate Escalator: 4.5% per year

Conservative (2%)Historical Average (6%)Aggressive (10%)

How We Calculate Your Savings

This calculator uses your custom utility rate (default $0.16/kWh for Illinois) with a 4.5% annual escalator compared to our fixed lease rate of $0.10/kWh (avg.) for 15 years. A low-escalator option is also available for a lower starting payment. After the 15-year lease, you can keep the system for a low fair-market buyout — then your electricity cost drops to near-zero for the remaining life of the panels (25+ years). Your actual savings may vary based on your specific usage patterns and system size.

More Solar Resources for Girard

Solar IncentivesRECs, rebates & tax exemptions Electricity RatesRate trends & bill analysis Solar FAQCommon questions answered

Start Saving in Girard

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Ameren Illinois rates projected to rise again next year. Lock in savings now.

Or call (618) 217-2001|Info@ltdsolarconsulting.com