Satellite view of Momence, Illinois
$0 Down Solar Available — Compare Your Options

$0 Down Solar in Momence, Illinois

ComEd rates are up +90% in 5 years. Compare $0 down lease, cash, and Solar for All options for your home.

$142
Average Bill
(and climbing ~6% each year)
$118/mo
Est. Lease + Battery
(predictable for 25 yrs — set in your contract)
4.3
Sun Hours/Day
(every home is unique)
26+ yrs
Years of Pure Profit
(profit + inflation protection)

Why Momence Homeowners Are Switching to Solar Leases

With $0 down, no maintenance costs, and immediate savings on your ComEd bill, a solar lease is the easiest way to cut your electricity costs. Our trusted installer partners offer 25-year lease terms with battery storage included — all while ComEd rates keep climbing.

$0 Down

No upfront cost to compare lease options for your home.

Predictable Solar Payment

Compare a predictable solar payment against your current and projected ComEd bill.

Battery Included

Keep the lights on during outages with included battery storage.

No Maintenance

Your installer handles all repairs and monitoring for the life of the lease.

Prefer to own your system? We also offer cash purchase and financing options. Contact us to compare all options.

Momence is a small Kankakee County community with a population of 3,033. The median home value is 151,900, and median income is 54,207. A significant 68.7% of residents own their homes, predominantly single-family structures (75.8%). The workforce has a lower college education rate at 14.6%, with only 1.3% working from home, indicating a reliance on local or commuting employment. Most homes are older, with a median age of around 1955.

Homeowners in Momence are paying more for electricity than ever. ComEd rates have surged and are projected to keep climbing. A $0 down solar lease can trade utility volatility for a predictable solar payment, while cash purchase and financing options are available for homeowners who prefer ownership.

Momence experiences strong solar irradiance during summer months, with GHI peaking at 6.26 kWh/m²/day in July, providing excellent seasonal production potential. The annual average GHI is 3.91 kWh/m²/day, with 4.3 peak sun hours daily. Winter months see lower GHI, typical for the region. The small town, rural setting likely offers larger lot sizes, which can minimize shading from adjacent structures.

Solar in Momence by the Numbers

The local figures behind every estimate on this page: who owns homes in Momence, how much sun those roofs get, and what a typical system here produces.

Location
Kankakee CountyZIP 60954
Population
3,033U.S. Census ACS 2022
Owner-occupied homes
80668.7% of 1,270 housing units
Median home value
$151,900Solar-added value is 100% property-tax exempt in IL
Median household income
$54,207Solar for All eligibility is set by county income limits
Usable sun hours per year
1,5836% above the Illinois average (1,499)
Sampled roof capacity
107 panels~62,650 kWh/yr DC (est.) on a representative Momence roof, Google Solar API
Typical system here
6 kW~8,784 kWh/yr est. at 4.3 peak sun hours/day

Sources: U.S. Census Bureau ACS 5-Year (2022), Google Solar API building insights, Google Geocoding. Production and savings figures are estimates.

What Makes Solar Different in Momence

With 68.7% homeownership and 75.8% single-family homes, Momence presents a suitable housing stock for solar installations. The median home age of around 1955, with over half built before 1980, suggests many roofs may require assessment or upgrades. Larger lot sizes typical of a rural/small town environment can be advantageous for system placement.

Why Momence Homeowners Are Going Solar

Electricity Rates Keep Rising

ComEd rates are up +90% in 5 years and projected to keep climbing. A solar lease gives you a rate as low as $0.10/kWh, predictable for 25 years.

$

Strong IL Incentives

Illinois Shines RECs, $300/kW DG rebate, and 100% property tax exemption offset the expired federal ITC.

4.3 Sun Hours/Day

Momence gets enough sun to power most homes. Modern panels work great even on cloudy days.

Home Value Boost

Solar adds value to your home — and Illinois exempts 100% of that value from property taxes.

Energy Independence

Stop being at the mercy of utility rate hikes. Own your power and control your energy costs.

ComEd Electricity Rates in Momence

Current ComEd Rate

17.07¢

per kWh

ComEd residential electricity rates have increased +90% over the past 5 years, from 9¢/kWh to 17.07¢/kWh. That's nearly double what Momence homeowners were paying just a few years ago.

Rate Trend Alert

Rates are projected to reach 19¢/kWh next year. PJM 2027-28 auction: $333.44/MW-day (new record, hit FERC price cap, still left 6,623 MW reliability shortfall). Northern IL faces capacity shortfalls by 2029.

Fix Your Rate With Solar

A solar lease gives you a rate as low as 10¢/kWh, predictable for 25 years — the full schedule is set in your contract. After that, keep the system for a low buyout and pay $0/mo. Meanwhile, ComEd rates keep climbing.

Solar Incentives Available in Momence

Even without the federal tax credit, Illinois homeowners have access to some of the best solar incentives in the country.

Featured

Illinois Shines RECs (ComEd)

~$8,563*

50% paid in the first year after installation, remaining 50% in quarterly payments over 6 years. REC values went up for the new program year. Cash/finance buyers receive directly; lease customers benefit through lower payments.

Eligibility: Residential systems under 25 kW in ComEd territory

DG Rebate (Solar)

$300/kW

$300 per kW rebate from your utility. Average system in Momence is ~6 kW (~$1,800 est.).

Eligibility: All IL residential solar with Ameren/ComEd

100% Property Tax Exemption

100%

Your home value increases but property taxes stay the same. Permanent exemption, no sunset date.

Eligibility: All IL residential solar installations

Solar for All (ILSFA)

No Solar Payments

Official state program for income-eligible households. No solar payments, no upfront costs, no credit check. Guaranteed savings on your electricity bill. Own your system after 6 years.

Eligibility: Household income at or below 80% Area Median Income (AMI)

Net Metering Credits

~6-8¢/kWh

Earn credits for excess solar energy sent back to the grid. Credits never expire.

Eligibility: All new solar installations

Total Estimated Incentive Value

~$10,363+*

Solar Options in Momence

Estimates based on average home in Momence. Your actual costs and savings depend on your roof, shading, and usage. Get a free custom quote.

MOST POPULAR

25-Year Solar Lease + Battery

~$118/mo

$0 down — start saving from day one

Avg. ComEd bill$142/mo
Solar electricity

~732 kWh/mo × $0.10/kWh (est.)

$73/mo
Battery Backup

Included on all 25-year leases

$45/mo
  • Backup power during outages
  • Use more of your solar in real-time
  • Less energy sent to the utility
Est. solar + battery$118/mo
Avg. ComEd bill$142/mo
Predictable rate for25 years — set in your contract
Installer claims RECs + business ITC and carries the 15-year production contract liability — not you. Those savings are passed through as lower lease payments. Maintenance, monitoring, and repairs included for the full lease term. After 25 years, keep the system for a low fair-market buyout — then $0/mo for the remaining life of the panels.
Get Your $0 Down Quote

Cash / Finance Purchase

$6,137

True cost after all incentives

System size6 kW
Gross cost (~$2.75/W)$16,500
DG/Smart Inverter rebate-$1,800
Cost after DG rebate (~90 days)$14,700
IL Shines RECs (50% yr 1 + quarterly)-$8,563
True net cost$6,137
Years of pure profit26+ years
25-year est. ROI~$55,154

After ~3.8 years breakeven, it's pure profit and inflation protection for the remaining 20+ years. Panels last 30+ years.

50% of your REC value is paid in the first year, remaining 50% quarterly over 6 years. You carry the 15-year production contract but keep full control and the lowest overall cost. Higher long-term ROI — you own the system and all production.
Get Cash/Finance Quote

All figures are estimates based on area averages. Your actual savings will be calculated during a free consultation based on your specific home, roof, and energy usage.

Your Solar Savings Over Time

Estimated 25-Year Total Savings

$55,154

Without Solar
With Solar
Year 1Profit Starts Here
$1,704
$1,396
Year 5
$9,606
-$1,364
Year 10
$22,460
$6,532
Year 15
$39,662
$15,447
Year 20
$62,683
$25,834
Year 25
$93,489
$38,335
YearWithout SolarWith SolarCumulative Savings
Year 1Profit Starts$1,704$1,396$308
Year 2$3,510-$5,751$9,261
Year 3$5,425-$4,313$9,738
Year 4$7,454-$2,851$10,306
Year 5$9,606-$1,364$10,970
Year 6$11,886$151$11,735
Year 7$14,303$1,695$12,608
Year 8$16,865$3,272$13,593
Year 9$19,581$4,883$14,698
Year 10$22,460$6,532$15,928
Year 11$25,512$8,221$17,290
Year 12$28,746$9,954$18,793
Year 13$32,175$11,733$20,442
Year 14$35,810$13,563$22,247
Year 15$39,662$15,447$24,216
Year 16$43,746$17,389$26,357
Year 17$48,075$19,394$28,681
Year 18$52,663$21,466$31,197
Year 19$57,527$23,611$33,916
Year 20$62,683$25,834$36,849
Year 21$68,148$28,140$40,008
Year 22$73,940$30,537$43,404
Year 23$80,081$33,030$47,051
Year 24$86,590$35,627$50,963
Year 25$93,489$38,335$55,154

How Going Solar Works

1

Free Consultation

We analyze your ComEd bill, roof, and energy usage to design the optimal system for your home.

2

Custom Proposal

You get a detailed proposal with estimated costs, savings, incentives, and financing options — no surprises.

3

Permitting & Design

We handle all permits, utility paperwork, and ComEd interconnection — you don't lift a finger.

4

Professional Installation

Our certified installers complete the installation in 1-2 days. Quality equipment with 25-year warranties.

5

System Activation

Your system goes live, monitoring starts, and your actual bill can be compared against the proposal projections.

Real Installations Across Illinois

Not stock photos. These are homes we helped go solar.

Solar on metal roof farmstead
Ground mount solar near farmland
Full panel array on ranch home
Rooftop solar on craftsman home

41 panels, $10/month electric bills. Ryan stayed on top of the project from start to finish.

Bruce Brooks
Bruce BrooksShiloh, IL

$10/month Ameren bills since June 2023. Outstanding knowledge and responsiveness.

Rod Hinrichs
Rod HinrichsFreeburg, IL

Ryan is knowledgeable, caring, and a really good listener. I highly recommend discussing solar with him.

LH
Linda HaycraftShiloh, IL

Solar FAQ for Momence

An average 6 kW system in Momence costs approximately $16,500 before incentives. After the DG rebate and estimated Illinois Shines SREC (~$8,563 — starting June 2026, 50% paid as a lump sum, remaining 50% in quarterly payments over 6 years), the estimated net cost drops to around $6,137. Actual costs vary based on your home and system size.
Your savings depend on roof layout, usage, and whether you include battery backup. For Momence, our model estimates a lease payment around $118/month against an average ComEd bill of $142/month. A custom quote compares lease, cash purchase, and Solar for All to find the best monthly and long-term outcome.
Installation is practical year-round. Spring and fall offer milder weather for installation crews. Peak production begins in late spring, so installing before summer allows immediate maximization of the highest GHI months, which peak in July.
The timeline typically involves site assessment, design, permitting, and installation. In a smaller community like Momence, local permitting processes may be streamlined compared to larger metropolitan areas, potentially influencing overall project duration.
Given that the median home age is around 1955 and over 51% of homes predate 1980, roofs should be inspected for structural integrity and remaining lifespan. Standard pitched roofs common in single-family homes are generally suitable.
Solar production in Momence is significantly higher in summer. While specific snowfall data is unavailable, winter snow accumulation can temporarily reduce output. Cloudy periods, common in Illinois, also affect daily generation, but annual GHI remains robust.
RECs are measured per 1,000 kWh of solar production — more panels and more sunlight means a higher value. An average Momence system (~6 kW) produces ~8,784 kWh/year = 8.8 RECs/year. Over the 15-year contract, the estimated customer value is ~$8,563 (85% of gross). Starting June 2026, 50% is paid as a lump sum after installation, with the remaining 50% in quarterly payments over 6 years. Cash/finance buyers receive this directly. Lease customers benefit through lower payments. See our REC Calculator for a custom estimate.
In a market where the median home value is 151,900, adding a solar energy system can enhance a property's appeal. It represents a modern amenity that may differentiate homes during resale, potentially influencing buyer interest.
With a 30-year minimum panel lifespan and a ~3.8-year breakeven in Momence, that's approximately 26+ years of pure profit and inflation protection. After breakeven, your electricity cost drops to near-zero while utility rates keep climbing.

Pro Tips

1

Consider a roof inspection and potential upgrade during your planning, especially for homes built before 1980, to ensure optimal system longevity.

2

Evaluate potential shading from mature trees common in older neighborhoods and larger lots to maximize system efficiency throughout the day.

3

Factor in the significant seasonal variation in solar production, with peak output occurring from May through August, when planning your energy needs.

See Solar on YOUR Home

Upload a photo of your house and our AI will show you what solar panels would look like — instantly.

Ready to talk? Call Ryan directly:

(618) 217-2001

Go Solar With $0 Down

See if your Momence home qualifies for a $0 down solar lease. No obligation, no pressure — just real numbers for your situation.

Lease, cash, or Solar for All — we find the best option for your home

ComEd rates are projected to rise again. Waiting means more months exposed to utility increases.