How Much Can Solar Save in Baldwin?
Real numbers based on current Ameren Illinois rates and Illinois incentives.
$119
Current Bill/mo
$138
Est. Lease + Battery
6 yrs
Payback Period
$41,042
25-Year Savings
What You're Paying Now
Without solar, here's what Ameren Illinois electricity will cost you over time at 6% annual rate increases.
Monthly Bill
$119
Annual Cost
$1,428
25-Year Cost (No Solar)
$78,347
Your Solar Investment
5.5 kW System
$15,950
$8,795
After All IL Incentives
DG Rebate ($300/kW)-$1,650
Illinois Shines RECs (lump sum, ~18 mo)-$5,505
With vs Without Solar in Baldwin
| Metric | Without Solar | With Solar |
|---|---|---|
| Monthly Cost | $119/mo | $97/mo (loan) |
| Monthly Cash Flow | -$0 (all to utility) | +$9/mo |
| 5-Year Cost | $7,711 | $5,820 |
| 25-Year Cost | $78,347 | $37,305 |
| Rate Control | None — utility sets rates | Fixed at $0.10/kWh (avg.) for 15 years |
| Home Value Impact | None | +$15,000–$25,000 (tax-exempt) |
Your Solar Savings Over Time
Estimated 25-Year Total Savings
$41,042
Without Solar
With Solar
Year 1Payback Year
$1,428
$1,320
Year 5
$8,050
$1,275
Year 10
$18,822
$8,623
Year 15
$33,238
$16,802
Year 20
$52,530
$26,186
Year 25
$78,347
$37,305
| Year | Without Solar | With Solar | Cumulative Savings |
|---|---|---|---|
| Year 1Payback | $1,428 | $1,320 | $108 |
| Year 2 | $2,942 | -$2,848 | $5,790 |
| Year 3 | $4,546 | -$1,493 | $6,039 |
| Year 4 | $6,247 | -$119 | $6,366 |
| Year 5 | $8,050 | $1,275 | $6,775 |
| Year 6 | $9,961 | $2,692 | $7,269 |
| Year 7 | $11,986 | $4,133 | $7,853 |
| Year 8 | $14,134 | $5,601 | $8,533 |
| Year 9 | $16,410 | $7,097 | $9,313 |
| Year 10 | $18,822 | $8,623 | $10,199 |
| Year 11 | $21,380 | $10,182 | $11,198 |
| Year 12 | $24,090 | $11,777 | $12,314 |
| Year 13 | $26,964 | $13,409 | $13,554 |
| Year 14 | $30,010 | $15,083 | $14,926 |
| Year 15 | $33,238 | $16,802 | $16,436 |
| Year 16 | $36,660 | $18,568 | $18,093 |
| Year 17 | $40,288 | $20,385 | $19,903 |
| Year 18 | $44,133 | $22,258 | $21,875 |
| Year 19 | $48,209 | $24,190 | $24,019 |
| Year 20 | $52,530 | $26,186 | $26,344 |
| Year 21 | $57,110 | $28,251 | $28,859 |
| Year 22 | $61,964 | $30,389 | $31,575 |
| Year 23 | $67,110 | $32,607 | $34,503 |
| Year 24 | $72,565 | $34,910 | $37,655 |
| Year 25 | $78,347 | $37,305 | $41,042 |
Start Saving in Baldwin
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Ameren Illinois rates projected to rise again next year. Lock in savings now.