How Much Can Solar Save in Bay View Gardens?
Real numbers based on current Ameren Illinois rates and Illinois incentives.
$125
Current Bill/mo
$140
Est. Lease + Battery
7.2 yrs
Payback Period
$36,666
25-Year Savings
What You're Paying Now
Without solar, here's what Ameren Illinois electricity will cost you over time at 6% annual rate increases.
Monthly Bill
$125
Annual Cost
$1,500
25-Year Cost (No Solar)
$82,297
Your Solar Investment
7 kW System
$20,300
$11,194
After All IL Incentives
DG Rebate ($300/kW)-$2,100
Illinois Shines RECs (lump sum, ~18 mo)-$7,006
With vs Without Solar in Bay View Gardens
| Metric | Without Solar | With Solar |
|---|---|---|
| Monthly Cost | $125/mo | $123/mo (loan) |
| Monthly Cash Flow | -$0 (all to utility) | $-14/mo |
| 5-Year Cost | $8,100 | $7,380 |
| 25-Year Cost | $82,297 | $45,631 |
| Rate Control | None — utility sets rates | Fixed at $0.10/kWh (avg.) for 15 years |
| Home Value Impact | None | +$15,000–$25,000 (tax-exempt) |
Your Solar Savings Over Time
Estimated 25-Year Total Savings
$36,666
Without Solar
With Solar
Year 1
$1,500
$1,669
Year 2Payback Year
$3,090
-$3,650
Year 5
$8,456
$1,538
Year 10
$19,771
$10,720
Year 15
$34,914
$20,828
Year 20
$55,178
$32,273
Year 25
$82,297
$45,630
| Year | Without Solar | With Solar | Cumulative Savings |
|---|---|---|---|
| Year 1 | $1,500 | $1,669 | -$169 |
| Year 2Payback | $3,090 | -$3,650 | $6,740 |
| Year 3 | $4,775 | -$1,943 | $6,718 |
| Year 4 | $6,562 | -$214 | $6,776 |
| Year 5 | $8,456 | $1,538 | $6,917 |
| Year 6 | $10,463 | $3,316 | $7,147 |
| Year 7 | $12,591 | $5,121 | $7,470 |
| Year 8 | $14,846 | $6,955 | $7,892 |
| Year 9 | $17,237 | $8,820 | $8,417 |
| Year 10 | $19,771 | $10,720 | $9,051 |
| Year 11 | $22,457 | $12,656 | $9,801 |
| Year 12 | $25,305 | $14,632 | $10,673 |
| Year 13 | $28,323 | $16,651 | $11,672 |
| Year 14 | $31,523 | $18,715 | $12,808 |
| Year 15 | $34,914 | $20,828 | $14,086 |
| Year 16 | $38,509 | $22,995 | $15,514 |
| Year 17 | $42,319 | $25,218 | $17,102 |
| Year 18 | $46,358 | $27,502 | $18,856 |
| Year 19 | $50,640 | $29,852 | $20,788 |
| Year 20 | $55,178 | $32,273 | $22,906 |
| Year 21 | $59,989 | $34,769 | $25,220 |
| Year 22 | $65,088 | $37,347 | $27,742 |
| Year 23 | $70,494 | $40,012 | $30,482 |
| Year 24 | $76,223 | $42,771 | $33,453 |
| Year 25 | $82,297 | $45,630 | $36,666 |
Start Saving in Bay View Gardens
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Ameren Illinois rates projected to rise again next year. Lock in savings now.