How Much Can Solar Save in Beardstown?
Real numbers based on current Ameren Illinois rates and Illinois incentives.
$115
Current Bill/mo
$131
Est. Lease + Battery
7.6 yrs
Payback Period
$29,824
25-Year Savings
What You're Paying Now
Without solar, here's what Ameren Illinois electricity will cost you over time at 6% annual rate increases.
Monthly Bill
$115
Annual Cost
$1,380
25-Year Cost (No Solar)
$75,713
Your Solar Investment
6.5 kW System
$18,850
$10,394
After All IL Incentives
DG Rebate ($300/kW)-$1,950
Illinois Shines RECs (lump sum, ~18 mo)-$6,506
With vs Without Solar in Beardstown
| Metric | Without Solar | With Solar |
|---|---|---|
| Monthly Cost | $115/mo | $114/mo (loan) |
| Monthly Cash Flow | -$0 (all to utility) | $-20/mo |
| 5-Year Cost | $7,452 | $6,840 |
| 25-Year Cost | $75,713 | $45,889 |
| Rate Control | None — utility sets rates | Fixed at $0.10/kWh (avg.) for 15 years |
| Home Value Impact | None | +$15,000–$25,000 (tax-exempt) |
Your Solar Savings Over Time
Estimated 25-Year Total Savings
$29,824
Without Solar
With Solar
Year 1
$1,380
$1,620
Year 2Payback Year
$2,843
-$3,246
Year 5
$7,779
$1,818
Year 10
$18,189
$10,851
Year 15
$32,121
$20,895
Year 20
$50,764
$32,376
Year 25
$75,713
$45,889
| Year | Without Solar | With Solar | Cumulative Savings |
|---|---|---|---|
| Year 1 | $1,380 | $1,620 | -$240 |
| Year 2Payback | $2,843 | -$3,246 | $6,089 |
| Year 3 | $4,393 | -$1,583 | $5,976 |
| Year 4 | $6,037 | $105 | $5,932 |
| Year 5 | $7,779 | $1,818 | $5,961 |
| Year 6 | $9,626 | $3,560 | $6,066 |
| Year 7 | $11,583 | $5,331 | $6,252 |
| Year 8 | $13,659 | $7,135 | $6,523 |
| Year 9 | $15,858 | $8,974 | $6,884 |
| Year 10 | $18,189 | $10,851 | $7,339 |
| Year 11 | $20,661 | $12,767 | $7,894 |
| Year 12 | $23,281 | $14,726 | $8,554 |
| Year 13 | $26,057 | $16,732 | $9,326 |
| Year 14 | $29,001 | $18,787 | $10,214 |
| Year 15 | $32,121 | $20,895 | $11,226 |
| Year 16 | $35,428 | $23,060 | $12,368 |
| Year 17 | $38,934 | $25,286 | $13,648 |
| Year 18 | $42,650 | $27,577 | $15,072 |
| Year 19 | $46,589 | $29,939 | $16,650 |
| Year 20 | $50,764 | $32,376 | $18,388 |
| Year 21 | $55,190 | $34,893 | $20,297 |
| Year 22 | $59,881 | $37,497 | $22,384 |
| Year 23 | $64,854 | $40,193 | $24,661 |
| Year 24 | $70,125 | $42,988 | $27,138 |
| Year 25 | $75,713 | $45,889 | $29,824 |
Start Saving in Beardstown
Get a free, personalized solar analysis based on your actual Ameren Illinois bill and roof. Lease or own — we'll find the best option.
✓ $0 down lease available — save from day 1 with no upfront cost
Ameren Illinois rates projected to rise again next year. Lock in savings now.