How Much Can Solar Save in Clay City?
Real numbers based on current Ameren Illinois rates and Illinois incentives.
$115
Current Bill/mo
$131
Est. Lease + Battery
6.1 yrs
Payback Period
$36,583
25-Year Savings
What You're Paying Now
Without solar, here's what Ameren Illinois electricity will cost you over time at 6% annual rate increases.
Monthly Bill
$115
Annual Cost
$1,380
25-Year Cost (No Solar)
$75,713
Your Solar Investment
5 kW System
$14,500
$7,995
After All IL Incentives
DG Rebate ($300/kW)-$1,500
Illinois Shines RECs (lump sum, ~18 mo)-$5,005
With vs Without Solar in Clay City
| Metric | Without Solar | With Solar |
|---|---|---|
| Monthly Cost | $115/mo | $88/mo (loan) |
| Monthly Cash Flow | -$0 (all to utility) | +$7/mo |
| 5-Year Cost | $7,452 | $5,280 |
| 25-Year Cost | $75,713 | $39,130 |
| Rate Control | None — utility sets rates | Fixed at $0.10/kWh (avg.) for 15 years |
| Home Value Impact | None | +$15,000–$25,000 (tax-exempt) |
Your Solar Savings Over Time
Estimated 25-Year Total Savings
$36,583
Without Solar
With Solar
Year 1Payback Year
$1,380
$1,296
Year 5
$7,779
$1,700
Year 10
$18,189
$9,101
Year 15
$32,121
$17,498
Year 20
$50,764
$27,312
Year 25
$75,713
$39,130
| Year | Without Solar | With Solar | Cumulative Savings |
|---|---|---|---|
| Year 1Payback | $1,380 | $1,296 | $84 |
| Year 2 | $2,843 | -$2,391 | $5,234 |
| Year 3 | $4,393 | -$1,052 | $5,446 |
| Year 4 | $6,037 | $311 | $5,726 |
| Year 5 | $7,779 | $1,700 | $6,080 |
| Year 6 | $9,626 | $3,116 | $6,510 |
| Year 7 | $11,583 | $4,562 | $7,021 |
| Year 8 | $13,659 | $6,040 | $7,619 |
| Year 9 | $15,858 | $7,552 | $8,306 |
| Year 10 | $18,189 | $9,101 | $9,089 |
| Year 11 | $20,661 | $10,689 | $9,972 |
| Year 12 | $23,281 | $12,320 | $10,961 |
| Year 13 | $26,057 | $13,996 | $12,062 |
| Year 14 | $29,001 | $15,721 | $13,280 |
| Year 15 | $32,121 | $17,498 | $14,623 |
| Year 16 | $35,428 | $19,331 | $16,097 |
| Year 17 | $38,934 | $21,225 | $17,709 |
| Year 18 | $42,650 | $23,183 | $19,467 |
| Year 19 | $46,589 | $25,210 | $21,379 |
| Year 20 | $50,764 | $27,312 | $23,452 |
| Year 21 | $55,190 | $29,493 | $25,697 |
| Year 22 | $59,881 | $31,759 | $28,123 |
| Year 23 | $64,854 | $34,116 | $30,738 |
| Year 24 | $70,125 | $36,571 | $33,555 |
| Year 25 | $75,713 | $39,130 | $36,583 |
Start Saving in Clay City
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