How Much Can Solar Save in Clear Lake?
Real numbers based on current Ameren Illinois rates and Illinois incentives.
$118
Current Bill/mo
$134
Est. Lease + Battery
7.3 yrs
Payback Period
$32,912
25-Year Savings
What You're Paying Now
Without solar, here's what Ameren Illinois electricity will cost you over time at 6% annual rate increases.
Monthly Bill
$118
Annual Cost
$1,416
25-Year Cost (No Solar)
$77,688
Your Solar Investment
6.5 kW System
$18,850
$10,394
After All IL Incentives
DG Rebate ($300/kW)-$1,950
Illinois Shines RECs (lump sum, ~18 mo)-$6,506
With vs Without Solar in Clear Lake
| Metric | Without Solar | With Solar |
|---|---|---|
| Monthly Cost | $118/mo | $114/mo (loan) |
| Monthly Cash Flow | -$0 (all to utility) | $-15/mo |
| 5-Year Cost | $7,646 | $6,840 |
| 25-Year Cost | $77,688 | $44,776 |
| Rate Control | None — utility sets rates | Fixed at $0.10/kWh (avg.) for 15 years |
| Home Value Impact | None | +$15,000–$25,000 (tax-exempt) |
Your Solar Savings Over Time
Estimated 25-Year Total Savings
$32,912
Without Solar
With Solar
Year 1
$1,416
$1,595
Year 2Payback Year
$2,917
-$3,296
Year 5
$7,982
$1,683
Year 10
$18,664
$10,546
Year 15
$32,959
$20,377
Year 20
$52,088
$31,593
Year 25
$77,688
$44,776
| Year | Without Solar | With Solar | Cumulative Savings |
|---|---|---|---|
| Year 1 | $1,416 | $1,595 | -$179 |
| Year 2Payback | $2,917 | -$3,296 | $6,213 |
| Year 3 | $4,508 | -$1,660 | $6,168 |
| Year 4 | $6,194 | -$1 | $6,196 |
| Year 5 | $7,982 | $1,683 | $6,299 |
| Year 6 | $9,877 | $3,394 | $6,484 |
| Year 7 | $11,886 | $5,133 | $6,753 |
| Year 8 | $14,015 | $6,903 | $7,112 |
| Year 9 | $16,272 | $8,707 | $7,565 |
| Year 10 | $18,664 | $10,546 | $8,118 |
| Year 11 | $21,200 | $12,423 | $8,777 |
| Year 12 | $23,888 | $14,342 | $9,546 |
| Year 13 | $26,737 | $16,305 | $10,432 |
| Year 14 | $29,757 | $18,316 | $11,442 |
| Year 15 | $32,959 | $20,377 | $12,581 |
| Year 16 | $36,352 | $22,494 | $13,858 |
| Year 17 | $39,949 | $24,669 | $15,280 |
| Year 18 | $43,762 | $26,908 | $16,854 |
| Year 19 | $47,804 | $29,214 | $18,590 |
| Year 20 | $52,088 | $31,593 | $20,495 |
| Year 21 | $56,630 | $34,050 | $22,579 |
| Year 22 | $61,443 | $36,591 | $24,852 |
| Year 23 | $66,546 | $39,221 | $27,325 |
| Year 24 | $71,955 | $41,947 | $30,008 |
| Year 25 | $77,688 | $44,776 | $32,912 |
Start Saving in Clear Lake
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Ameren Illinois rates projected to rise again next year. Lock in savings now.