How Much Can Solar Save in Cutler?
Real numbers based on current Ameren Illinois rates and Illinois incentives.
$109
Current Bill/mo
$129
Est. Lease + Battery
6.3 yrs
Payback Period
$34,830
25-Year Savings
What You're Paying Now
Without solar, here's what Ameren Illinois electricity will cost you over time at 6% annual rate increases.
Monthly Bill
$109
Annual Cost
$1,308
25-Year Cost (No Solar)
$71,763
Your Solar Investment
5 kW System
$14,500
$7,995
After All IL Incentives
DG Rebate ($300/kW)-$1,500
Illinois Shines RECs (lump sum, ~18 mo)-$5,005
With vs Without Solar in Cutler
| Metric | Without Solar | With Solar |
|---|---|---|
| Monthly Cost | $109/mo | $88/mo (loan) |
| Monthly Cash Flow | -$0 (all to utility) | +$4/mo |
| 5-Year Cost | $7,063 | $5,280 |
| 25-Year Cost | $71,763 | $36,933 |
| Rate Control | None — utility sets rates | Fixed at $0.10/kWh (avg.) for 15 years |
| Home Value Impact | None | +$15,000–$25,000 (tax-exempt) |
Your Solar Savings Over Time
Estimated 25-Year Total Savings
$34,830
Without Solar
With Solar
Year 1Payback Year
$1,308
$1,259
Year 5
$7,373
$1,486
Year 10
$17,240
$8,594
Year 15
$30,445
$16,591
Year 20
$48,116
$25,859
Year 25
$71,763
$36,933
| Year | Without Solar | With Solar | Cumulative Savings |
|---|---|---|---|
| Year 1Payback | $1,308 | $1,259 | $49 |
| Year 2 | $2,694 | -$2,469 | $5,164 |
| Year 3 | $4,164 | -$1,172 | $5,337 |
| Year 4 | $5,722 | $145 | $5,577 |
| Year 5 | $7,373 | $1,486 | $5,888 |
| Year 6 | $9,124 | $2,851 | $6,273 |
| Year 7 | $10,979 | $4,242 | $6,737 |
| Year 8 | $12,946 | $5,661 | $7,285 |
| Year 9 | $15,031 | $7,111 | $7,919 |
| Year 10 | $17,240 | $8,594 | $8,646 |
| Year 11 | $19,583 | $10,112 | $9,471 |
| Year 12 | $22,066 | $11,668 | $10,398 |
| Year 13 | $24,698 | $13,264 | $11,434 |
| Year 14 | $27,488 | $14,904 | $12,583 |
| Year 15 | $30,445 | $16,591 | $13,854 |
| Year 16 | $33,580 | $18,329 | $15,251 |
| Year 17 | $36,902 | $20,120 | $16,783 |
| Year 18 | $40,425 | $21,969 | $18,455 |
| Year 19 | $44,158 | $23,881 | $20,277 |
| Year 20 | $48,116 | $25,859 | $22,257 |
| Year 21 | $52,310 | $27,909 | $24,402 |
| Year 22 | $56,757 | $30,035 | $26,722 |
| Year 23 | $61,471 | $32,244 | $29,226 |
| Year 24 | $66,467 | $34,541 | $31,926 |
| Year 25 | $71,763 | $36,933 | $34,830 |
Start Saving in Cutler
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