How Much Can Solar Save in Hardin?
Real numbers based on current Ameren Illinois rates and Illinois incentives.
$117
Current Bill/mo
$134
Est. Lease + Battery
5.9 yrs
Payback Period
$39,373
25-Year Savings
What You're Paying Now
Without solar, here's what Ameren Illinois electricity will cost you over time at 6% annual rate increases.
Monthly Bill
$117
Annual Cost
$1,404
25-Year Cost (No Solar)
$77,030
Your Solar Investment
5 kW System
$14,500
$7,995
After All IL Incentives
DG Rebate ($300/kW)-$1,500
Illinois Shines RECs (lump sum, ~18 mo)-$5,005
With vs Without Solar in Hardin
| Metric | Without Solar | With Solar |
|---|---|---|
| Monthly Cost | $117/mo | $88/mo (loan) |
| Monthly Cash Flow | -$0 (all to utility) | +$12/mo |
| 5-Year Cost | $7,582 | $5,280 |
| 25-Year Cost | $77,030 | $37,657 |
| Rate Control | None — utility sets rates | Fixed at $0.10/kWh (avg.) for 15 years |
| Home Value Impact | None | +$15,000–$25,000 (tax-exempt) |
Your Solar Savings Over Time
Estimated 25-Year Total Savings
$39,373
Without Solar
With Solar
Year 1Payback Year
$1,404
$1,266
Year 5
$7,914
$1,529
Year 10
$18,506
$8,713
Year 15
$32,679
$16,832
Year 20
$51,647
$26,291
Year 25
$77,030
$37,657
| Year | Without Solar | With Solar | Cumulative Savings |
|---|---|---|---|
| Year 1Payback | $1,404 | $1,266 | $138 |
| Year 2 | $2,892 | -$2,455 | $5,347 |
| Year 3 | $4,470 | -$1,149 | $5,619 |
| Year 4 | $6,142 | $178 | $5,964 |
| Year 5 | $7,914 | $1,529 | $6,385 |
| Year 6 | $9,793 | $2,906 | $6,887 |
| Year 7 | $11,785 | $4,311 | $7,474 |
| Year 8 | $13,896 | $5,745 | $8,151 |
| Year 9 | $16,134 | $7,212 | $8,922 |
| Year 10 | $18,506 | $8,713 | $9,793 |
| Year 11 | $21,020 | $10,251 | $10,769 |
| Year 12 | $23,685 | $11,829 | $11,857 |
| Year 13 | $26,511 | $13,449 | $13,061 |
| Year 14 | $29,505 | $15,116 | $14,389 |
| Year 15 | $32,679 | $16,832 | $15,848 |
| Year 16 | $36,044 | $18,601 | $17,443 |
| Year 17 | $39,611 | $20,427 | $19,184 |
| Year 18 | $43,392 | $22,314 | $21,077 |
| Year 19 | $47,399 | $24,267 | $23,132 |
| Year 20 | $51,647 | $26,291 | $25,356 |
| Year 21 | $56,150 | $28,390 | $27,760 |
| Year 22 | $60,923 | $30,570 | $30,353 |
| Year 23 | $65,982 | $32,837 | $33,146 |
| Year 24 | $71,345 | $35,197 | $36,148 |
| Year 25 | $77,030 | $37,657 | $39,373 |
Start Saving in Hardin
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Ameren Illinois rates projected to rise again next year. Lock in savings now.