How Much Can Solar Save in Hartford?
Real numbers based on current Ameren Illinois rates and Illinois incentives.
$113
Current Bill/mo
$131
Est. Lease + Battery
6.1 yrs
Payback Period
$36,391
25-Year Savings
What You're Paying Now
Without solar, here's what Ameren Illinois electricity will cost you over time at 6% annual rate increases.
Monthly Bill
$113
Annual Cost
$1,356
25-Year Cost (No Solar)
$74,396
Your Solar Investment
5 kW System
$14,500
$7,995
After All IL Incentives
DG Rebate ($300/kW)-$1,500
Illinois Shines RECs (lump sum, ~18 mo)-$5,005
With vs Without Solar in Hartford
| Metric | Without Solar | With Solar |
|---|---|---|
| Monthly Cost | $113/mo | $88/mo (loan) |
| Monthly Cash Flow | -$0 (all to utility) | +$7/mo |
| 5-Year Cost | $7,322 | $5,280 |
| 25-Year Cost | $74,396 | $38,005 |
| Rate Control | None — utility sets rates | Fixed at $0.10/kWh (avg.) for 15 years |
| Home Value Impact | None | +$15,000–$25,000 (tax-exempt) |
Your Solar Savings Over Time
Estimated 25-Year Total Savings
$36,391
Without Solar
With Solar
Year 1Payback Year
$1,356
$1,276
Year 5
$7,644
$1,585
Year 10
$17,873
$8,833
Year 15
$31,562
$17,023
Year 20
$49,881
$26,560
Year 25
$74,396
$38,005
| Year | Without Solar | With Solar | Cumulative Savings |
|---|---|---|---|
| Year 1Payback | $1,356 | $1,276 | $80 |
| Year 2 | $2,793 | -$2,433 | $5,227 |
| Year 3 | $4,317 | -$1,117 | $5,434 |
| Year 4 | $5,932 | $222 | $5,710 |
| Year 5 | $7,644 | $1,585 | $6,059 |
| Year 6 | $9,459 | $2,975 | $6,484 |
| Year 7 | $11,382 | $4,392 | $6,990 |
| Year 8 | $13,421 | $5,839 | $7,582 |
| Year 9 | $15,582 | $7,318 | $8,264 |
| Year 10 | $17,873 | $8,833 | $9,040 |
| Year 11 | $20,302 | $10,385 | $9,917 |
| Year 12 | $22,876 | $11,976 | $10,899 |
| Year 13 | $25,604 | $13,611 | $11,993 |
| Year 14 | $28,496 | $15,293 | $13,204 |
| Year 15 | $31,562 | $17,023 | $14,539 |
| Year 16 | $34,812 | $18,808 | $16,004 |
| Year 17 | $38,257 | $20,649 | $17,608 |
| Year 18 | $41,908 | $22,552 | $19,356 |
| Year 19 | $45,779 | $24,520 | $21,258 |
| Year 20 | $49,881 | $26,560 | $23,322 |
| Year 21 | $54,230 | $28,674 | $25,556 |
| Year 22 | $58,840 | $30,870 | $27,970 |
| Year 23 | $63,726 | $33,153 | $30,573 |
| Year 24 | $68,906 | $35,529 | $33,377 |
| Year 25 | $74,396 | $38,005 | $36,391 |
Start Saving in Hartford
Get a free, personalized solar analysis based on your actual Ameren Illinois bill and roof. Lease or own — we'll find the best option.
✓ $0 down lease available — save from day 1 with no upfront cost
Ameren Illinois rates projected to rise again next year. Lock in savings now.