How Much Can Solar Save in Hume?
Real numbers based on current Ameren Illinois rates and Illinois incentives.
$113
Current Bill/mo
$130
Est. Lease + Battery
6.8 yrs
Payback Period
$32,806
25-Year Savings
What You're Paying Now
Without solar, here's what Ameren Illinois electricity will cost you over time at 6% annual rate increases.
Monthly Bill
$113
Annual Cost
$1,356
25-Year Cost (No Solar)
$74,396
Your Solar Investment
5.5 kW System
$15,950
$8,795
After All IL Incentives
DG Rebate ($300/kW)-$1,650
Illinois Shines RECs (lump sum, ~18 mo)-$5,505
With vs Without Solar in Hume
| Metric | Without Solar | With Solar |
|---|---|---|
| Monthly Cost | $113/mo | $97/mo (loan) |
| Monthly Cash Flow | -$0 (all to utility) | $-5/mo |
| 5-Year Cost | $7,322 | $5,820 |
| 25-Year Cost | $74,396 | $41,590 |
| Rate Control | None — utility sets rates | Fixed at $0.10/kWh (avg.) for 15 years |
| Home Value Impact | None | +$15,000–$25,000 (tax-exempt) |
Your Solar Savings Over Time
Estimated 25-Year Total Savings
$32,806
Without Solar
With Solar
Year 1
$1,356
$1,410
Year 2Payback Year
$2,793
-$2,664
Year 5
$7,644
$1,771
Year 10
$17,873
$9,752
Year 15
$31,562
$18,740
Year 20
$49,881
$29,157
Year 25
$74,396
$41,590
| Year | Without Solar | With Solar | Cumulative Savings |
|---|---|---|---|
| Year 1 | $1,356 | $1,410 | -$54 |
| Year 2Payback | $2,793 | -$2,664 | $5,457 |
| Year 3 | $4,317 | -$1,210 | $5,527 |
| Year 4 | $5,932 | $267 | $5,665 |
| Year 5 | $7,644 | $1,771 | $5,873 |
| Year 6 | $9,459 | $3,303 | $6,156 |
| Year 7 | $11,382 | $4,864 | $6,518 |
| Year 8 | $13,421 | $6,458 | $6,963 |
| Year 9 | $15,582 | $8,087 | $7,495 |
| Year 10 | $17,873 | $9,752 | $8,121 |
| Year 11 | $20,302 | $11,458 | $8,843 |
| Year 12 | $22,876 | $13,206 | $9,669 |
| Year 13 | $25,604 | $15,001 | $10,603 |
| Year 14 | $28,496 | $16,844 | $11,652 |
| Year 15 | $31,562 | $18,740 | $12,822 |
| Year 16 | $34,812 | $20,693 | $14,119 |
| Year 17 | $38,257 | $22,707 | $15,550 |
| Year 18 | $41,908 | $24,785 | $17,123 |
| Year 19 | $45,779 | $26,934 | $18,845 |
| Year 20 | $49,881 | $29,157 | $20,725 |
| Year 21 | $54,230 | $31,459 | $22,771 |
| Year 22 | $58,840 | $33,848 | $24,992 |
| Year 23 | $63,726 | $36,328 | $27,398 |
| Year 24 | $68,906 | $38,906 | $29,999 |
| Year 25 | $74,396 | $41,590 | $32,806 |
Start Saving in Hume
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