How Much Can Solar Save in Lincoln?
Real numbers based on current Ameren Illinois rates and Illinois incentives.
$122
Current Bill/mo
$137
Est. Lease + Battery
6.6 yrs
Payback Period
$38,374
25-Year Savings
What You're Paying Now
Without solar, here's what Ameren Illinois electricity will cost you over time at 6% annual rate increases.
Monthly Bill
$122
Annual Cost
$1,464
25-Year Cost (No Solar)
$80,322
Your Solar Investment
6 kW System
$17,400
$9,595
After All IL Incentives
DG Rebate ($300/kW)-$1,800
Illinois Shines RECs (lump sum, ~18 mo)-$6,005
With vs Without Solar in Lincoln
| Metric | Without Solar | With Solar |
|---|---|---|
| Monthly Cost | $122/mo | $105/mo (loan) |
| Monthly Cash Flow | -$0 (all to utility) | $-1/mo |
| 5-Year Cost | $7,906 | $6,300 |
| 25-Year Cost | $80,322 | $41,948 |
| Rate Control | None — utility sets rates | Fixed at $0.10/kWh (avg.) for 15 years |
| Home Value Impact | None | +$15,000–$25,000 (tax-exempt) |
Your Solar Savings Over Time
Estimated 25-Year Total Savings
$38,374
Without Solar
With Solar
Year 1
$1,464
$1,472
Year 2Payback Year
$3,016
-$3,041
Year 5
$8,253
$1,563
Year 10
$19,297
$9,786
Year 15
$34,076
$18,954
Year 20
$53,854
$29,481
Year 25
$80,322
$41,947
| Year | Without Solar | With Solar | Cumulative Savings |
|---|---|---|---|
| Year 1 | $1,464 | $1,472 | -$8 |
| Year 2Payback | $3,016 | -$3,041 | $6,057 |
| Year 3 | $4,661 | -$1,529 | $6,190 |
| Year 4 | $6,404 | $5 | $6,400 |
| Year 5 | $8,253 | $1,563 | $6,690 |
| Year 6 | $10,212 | $3,147 | $7,064 |
| Year 7 | $12,289 | $4,759 | $7,529 |
| Year 8 | $14,490 | $6,402 | $8,088 |
| Year 9 | $16,823 | $8,076 | $8,747 |
| Year 10 | $19,297 | $9,786 | $9,511 |
| Year 11 | $21,918 | $11,532 | $10,386 |
| Year 12 | $24,698 | $13,319 | $11,378 |
| Year 13 | $27,643 | $15,150 | $12,494 |
| Year 14 | $30,766 | $17,027 | $13,739 |
| Year 15 | $34,076 | $18,954 | $15,122 |
| Year 16 | $37,585 | $20,935 | $16,650 |
| Year 17 | $41,304 | $22,974 | $18,330 |
| Year 18 | $45,246 | $25,075 | $20,171 |
| Year 19 | $49,425 | $27,242 | $22,182 |
| Year 20 | $53,854 | $29,481 | $24,373 |
| Year 21 | $58,549 | $31,797 | $26,752 |
| Year 22 | $63,526 | $34,196 | $29,331 |
| Year 23 | $68,802 | $36,682 | $32,120 |
| Year 24 | $74,394 | $39,264 | $35,130 |
| Year 25 | $80,322 | $41,947 | $38,374 |
Start Saving in Lincoln
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Ameren Illinois rates projected to rise again next year. Lock in savings now.