How Much Can Solar Save in North City?
Real numbers based on current Ameren Illinois rates and Illinois incentives.
$123
Current Bill/mo
$135
Est. Lease + Battery
6.7 yrs
Payback Period
$36,209
25-Year Savings
What You're Paying Now
Without solar, here's what Ameren Illinois electricity will cost you over time at 6% annual rate increases.
Monthly Bill
$123
Annual Cost
$1,476
25-Year Cost (No Solar)
$80,980
Your Solar Investment
6 kW System
$17,400
$9,595
After All IL Incentives
DG Rebate ($300/kW)-$1,800
Illinois Shines RECs (lump sum, ~18 mo)-$6,005
With vs Without Solar in North City
| Metric | Without Solar | With Solar |
|---|---|---|
| Monthly Cost | $123/mo | $105/mo (loan) |
| Monthly Cash Flow | -$0 (all to utility) | $-4/mo |
| 5-Year Cost | $7,970 | $6,300 |
| 25-Year Cost | $80,980 | $44,771 |
| Rate Control | None — utility sets rates | Fixed at $0.10/kWh (avg.) for 15 years |
| Home Value Impact | None | +$15,000–$25,000 (tax-exempt) |
Your Solar Savings Over Time
Estimated 25-Year Total Savings
$36,209
Without Solar
With Solar
Year 1
$1,476
$1,527
Year 2Payback Year
$3,041
-$2,929
Year 5
$8,320
$1,868
Year 10
$19,455
$10,490
Year 15
$34,355
$20,184
Year 20
$54,296
$31,400
Year 25
$80,980
$44,771
| Year | Without Solar | With Solar | Cumulative Savings |
|---|---|---|---|
| Year 1 | $1,476 | $1,527 | -$51 |
| Year 2Payback | $3,041 | -$2,929 | $5,970 |
| Year 3 | $4,699 | -$1,357 | $6,056 |
| Year 4 | $6,457 | $242 | $6,215 |
| Year 5 | $8,320 | $1,868 | $6,452 |
| Year 6 | $10,296 | $3,524 | $6,772 |
| Year 7 | $12,389 | $5,211 | $7,178 |
| Year 8 | $14,609 | $6,933 | $7,676 |
| Year 9 | $16,961 | $8,692 | $8,269 |
| Year 10 | $19,455 | $10,490 | $8,965 |
| Year 11 | $22,098 | $12,331 | $9,767 |
| Year 12 | $24,900 | $14,217 | $10,683 |
| Year 13 | $27,870 | $16,152 | $11,718 |
| Year 14 | $31,018 | $18,140 | $12,878 |
| Year 15 | $34,355 | $20,184 | $14,172 |
| Year 16 | $37,893 | $22,288 | $15,605 |
| Year 17 | $41,642 | $24,457 | $17,186 |
| Year 18 | $45,617 | $26,695 | $18,922 |
| Year 19 | $49,830 | $29,008 | $20,822 |
| Year 20 | $54,296 | $31,400 | $22,896 |
| Year 21 | $59,029 | $33,878 | $25,152 |
| Year 22 | $64,047 | $36,447 | $27,600 |
| Year 23 | $69,366 | $39,114 | $30,252 |
| Year 24 | $75,004 | $41,886 | $33,118 |
| Year 25 | $80,980 | $44,771 | $36,209 |
Start Saving in North City
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Ameren Illinois rates projected to rise again next year. Lock in savings now.