How Much Can Solar Save in Payson?
Real numbers based on current Ameren Illinois rates and Illinois incentives.
$125
Current Bill/mo
$139
Est. Lease + Battery
8.2 yrs
Payback Period
$30,746
25-Year Savings
What You're Paying Now
Without solar, here's what Ameren Illinois electricity will cost you over time at 6% annual rate increases.
Monthly Bill
$125
Annual Cost
$1,500
25-Year Cost (No Solar)
$82,297
Your Solar Investment
8 kW System
$23,200
$12,793
After All IL Incentives
DG Rebate ($300/kW)-$2,400
Illinois Shines RECs (lump sum, ~18 mo)-$8,007
With vs Without Solar in Payson
| Metric | Without Solar | With Solar |
|---|---|---|
| Monthly Cost | $125/mo | $140/mo (loan) |
| Monthly Cash Flow | -$0 (all to utility) | $-34/mo |
| 5-Year Cost | $8,100 | $8,400 |
| 25-Year Cost | $82,297 | $51,551 |
| Rate Control | None — utility sets rates | Fixed at $0.10/kWh (avg.) for 15 years |
| Home Value Impact | None | +$15,000–$25,000 (tax-exempt) |
Your Solar Savings Over Time
Estimated 25-Year Total Savings
$30,746
Without Solar
With Solar
Year 1
$1,500
$1,912
Year 2Payback Year
$3,090
-$4,163
Year 5
$8,456
$1,772
Year 10
$19,771
$12,243
Year 15
$34,914
$23,714
Year 20
$55,178
$36,614
Year 25
$82,297
$51,551
| Year | Without Solar | With Solar | Cumulative Savings |
|---|---|---|---|
| Year 1 | $1,500 | $1,912 | -$412 |
| Year 2Payback | $3,090 | -$4,163 | $7,253 |
| Year 3 | $4,775 | -$2,209 | $6,984 |
| Year 4 | $6,562 | -$231 | $6,793 |
| Year 5 | $8,456 | $1,772 | $6,684 |
| Year 6 | $10,463 | $3,802 | $6,661 |
| Year 7 | $12,591 | $5,863 | $6,728 |
| Year 8 | $14,846 | $7,954 | $6,892 |
| Year 9 | $17,237 | $10,081 | $7,156 |
| Year 10 | $19,771 | $12,243 | $7,528 |
| Year 11 | $22,457 | $14,446 | $8,012 |
| Year 12 | $25,305 | $16,691 | $8,614 |
| Year 13 | $28,323 | $18,981 | $9,342 |
| Year 14 | $31,523 | $21,321 | $10,201 |
| Year 15 | $34,914 | $23,714 | $11,200 |
| Year 16 | $38,509 | $26,163 | $12,346 |
| Year 17 | $42,319 | $28,673 | $13,646 |
| Year 18 | $46,358 | $31,248 | $15,110 |
| Year 19 | $50,640 | $33,894 | $16,746 |
| Year 20 | $55,178 | $36,614 | $18,564 |
| Year 21 | $59,989 | $39,415 | $20,574 |
| Year 22 | $65,088 | $42,303 | $22,785 |
| Year 23 | $70,494 | $45,284 | $25,210 |
| Year 24 | $76,223 | $48,364 | $27,859 |
| Year 25 | $82,297 | $51,551 | $30,746 |
Start Saving in Payson
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