How Much Can Solar Save in Ramsey?
Real numbers based on current Ameren Illinois rates and Illinois incentives.
$110
Current Bill/mo
$129
Est. Lease + Battery
7.3 yrs
Payback Period
$30,946
25-Year Savings
What You're Paying Now
Without solar, here's what Ameren Illinois electricity will cost you over time at 6% annual rate increases.
Monthly Bill
$110
Annual Cost
$1,320
25-Year Cost (No Solar)
$72,421
Your Solar Investment
6 kW System
$17,400
$9,595
After All IL Incentives
DG Rebate ($300/kW)-$1,800
Illinois Shines RECs (lump sum, ~18 mo)-$6,005
With vs Without Solar in Ramsey
| Metric | Without Solar | With Solar |
|---|---|---|
| Monthly Cost | $110/mo | $105/mo (loan) |
| Monthly Cash Flow | -$0 (all to utility) | $-13/mo |
| 5-Year Cost | $7,128 | $6,300 |
| 25-Year Cost | $72,421 | $41,475 |
| Rate Control | None — utility sets rates | Fixed at $0.10/kWh (avg.) for 15 years |
| Home Value Impact | None | +$15,000–$25,000 (tax-exempt) |
Your Solar Savings Over Time
Estimated 25-Year Total Savings
$30,946
Without Solar
With Solar
Year 1
$1,320
$1,474
Year 2Payback Year
$2,719
-$3,038
Year 5
$7,441
$1,565
Year 10
$17,399
$9,762
Year 15
$30,724
$18,863
Year 20
$48,557
$29,253
Year 25
$72,421
$41,475
| Year | Without Solar | With Solar | Cumulative Savings |
|---|---|---|---|
| Year 1 | $1,320 | $1,474 | -$154 |
| Year 2Payback | $2,719 | -$3,038 | $5,758 |
| Year 3 | $4,202 | -$1,526 | $5,728 |
| Year 4 | $5,774 | $8 | $5,767 |
| Year 5 | $7,441 | $1,565 | $5,876 |
| Year 6 | $9,207 | $3,147 | $6,061 |
| Year 7 | $11,080 | $4,755 | $6,325 |
| Year 8 | $13,065 | $6,393 | $6,672 |
| Year 9 | $15,169 | $8,061 | $7,108 |
| Year 10 | $17,399 | $9,762 | $7,636 |
| Year 11 | $19,763 | $11,500 | $8,263 |
| Year 12 | $22,268 | $13,276 | $8,993 |
| Year 13 | $24,924 | $15,093 | $9,832 |
| Year 14 | $27,740 | $16,954 | $10,786 |
| Year 15 | $30,724 | $18,863 | $11,861 |
| Year 16 | $33,888 | $20,823 | $13,065 |
| Year 17 | $37,241 | $22,838 | $14,403 |
| Year 18 | $40,795 | $24,912 | $15,884 |
| Year 19 | $44,563 | $27,048 | $17,515 |
| Year 20 | $48,557 | $29,253 | $19,304 |
| Year 21 | $52,790 | $31,530 | $21,260 |
| Year 22 | $57,278 | $33,885 | $23,393 |
| Year 23 | $62,034 | $36,324 | $25,711 |
| Year 24 | $67,077 | $38,852 | $28,225 |
| Year 25 | $72,421 | $41,475 | $30,946 |
Start Saving in Ramsey
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Ameren Illinois rates projected to rise again next year. Lock in savings now.