How Much Can Solar Save in St. Jacob?
Real numbers based on current Ameren Illinois rates and Illinois incentives.
$144
Current Bill/mo
$149
Est. Lease + Battery
6.5 yrs
Payback Period
$45,062
25-Year Savings
What You're Paying Now
Without solar, here's what Ameren Illinois electricity will cost you over time at 6% annual rate increases.
Monthly Bill
$144
Annual Cost
$1,728
25-Year Cost (No Solar)
$94,806
Your Solar Investment
7 kW System
$20,300
$11,194
After All IL Incentives
DG Rebate ($300/kW)-$2,100
Illinois Shines RECs (lump sum, ~18 mo)-$7,006
With vs Without Solar in St. Jacob
| Metric | Without Solar | With Solar |
|---|---|---|
| Monthly Cost | $144/mo | $123/mo (loan) |
| Monthly Cash Flow | -$0 (all to utility) | +$0/mo |
| 5-Year Cost | $9,331 | $7,380 |
| 25-Year Cost | $94,806 | $49,744 |
| Rate Control | None — utility sets rates | Fixed at $0.10/kWh (avg.) for 15 years |
| Home Value Impact | None | +$15,000–$25,000 (tax-exempt) |
Your Solar Savings Over Time
Estimated 25-Year Total Savings
$45,062
Without Solar
With Solar
Year 1
$1,728
$1,732
Year 2Payback Year
$3,560
-$3,519
Year 5
$9,741
$1,904
Year 10
$22,776
$11,606
Year 15
$40,221
$22,450
Year 20
$63,566
$34,931
Year 25
$94,806
$49,744
| Year | Without Solar | With Solar | Cumulative Savings |
|---|---|---|---|
| Year 1 | $1,728 | $1,732 | -$4 |
| Year 2Payback | $3,560 | -$3,519 | $7,079 |
| Year 3 | $5,501 | -$1,739 | $7,240 |
| Year 4 | $7,559 | $68 | $7,491 |
| Year 5 | $9,741 | $1,904 | $7,837 |
| Year 6 | $12,053 | $3,772 | $8,281 |
| Year 7 | $14,505 | $5,673 | $8,831 |
| Year 8 | $17,103 | $7,611 | $9,492 |
| Year 9 | $19,857 | $9,588 | $10,269 |
| Year 10 | $22,776 | $11,606 | $11,170 |
| Year 11 | $25,871 | $13,670 | $12,201 |
| Year 12 | $29,151 | $15,783 | $13,368 |
| Year 13 | $32,628 | $17,948 | $14,680 |
| Year 14 | $36,314 | $20,169 | $16,145 |
| Year 15 | $40,221 | $22,450 | $17,770 |
| Year 16 | $44,362 | $24,797 | $19,565 |
| Year 17 | $48,752 | $27,213 | $21,539 |
| Year 18 | $53,405 | $29,703 | $23,701 |
| Year 19 | $58,337 | $32,274 | $26,063 |
| Year 20 | $63,566 | $34,931 | $28,634 |
| Year 21 | $69,107 | $37,681 | $31,426 |
| Year 22 | $74,982 | $40,529 | $34,452 |
| Year 23 | $81,209 | $43,484 | $37,724 |
| Year 24 | $87,809 | $46,553 | $41,256 |
| Year 25 | $94,806 | $49,744 | $45,062 |
Start Saving in St. Jacob
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