How Much Can Solar Save in St. Libory?
Real numbers based on current Ameren Illinois rates and Illinois incentives.
$138
Current Bill/mo
$145
Est. Lease + Battery
6.8 yrs
Payback Period
$41,438
25-Year Savings
What You're Paying Now
Without solar, here's what Ameren Illinois electricity will cost you over time at 6% annual rate increases.
Monthly Bill
$138
Annual Cost
$1,656
25-Year Cost (No Solar)
$90,856
Your Solar Investment
7 kW System
$20,300
$11,194
After All IL Incentives
DG Rebate ($300/kW)-$2,100
Illinois Shines RECs (lump sum, ~18 mo)-$7,006
With vs Without Solar in St. Libory
| Metric | Without Solar | With Solar |
|---|---|---|
| Monthly Cost | $138/mo | $123/mo (loan) |
| Monthly Cash Flow | -$0 (all to utility) | $-6/mo |
| 5-Year Cost | $8,942 | $7,380 |
| 25-Year Cost | $90,856 | $49,418 |
| Rate Control | None — utility sets rates | Fixed at $0.10/kWh (avg.) for 15 years |
| Home Value Impact | None | +$15,000–$25,000 (tax-exempt) |
Your Solar Savings Over Time
Estimated 25-Year Total Savings
$41,438
Without Solar
With Solar
Year 1
$1,656
$1,731
Year 2Payback Year
$3,411
-$3,521
Year 5
$9,335
$1,895
Year 10
$21,827
$11,572
Year 15
$38,545
$22,365
Year 20
$60,917
$34,756
Year 25
$90,856
$49,418
| Year | Without Solar | With Solar | Cumulative Savings |
|---|---|---|---|
| Year 1 | $1,656 | $1,731 | -$75 |
| Year 2Payback | $3,411 | -$3,521 | $6,933 |
| Year 3 | $5,272 | -$1,743 | $7,015 |
| Year 4 | $7,244 | $62 | $7,182 |
| Year 5 | $9,335 | $1,895 | $7,440 |
| Year 6 | $11,551 | $3,759 | $7,792 |
| Year 7 | $13,900 | $5,656 | $8,244 |
| Year 8 | $16,390 | $7,589 | $8,801 |
| Year 9 | $19,030 | $9,560 | $9,470 |
| Year 10 | $21,827 | $11,572 | $10,255 |
| Year 11 | $24,793 | $13,628 | $11,165 |
| Year 12 | $27,937 | $15,732 | $12,205 |
| Year 13 | $31,269 | $17,887 | $13,382 |
| Year 14 | $34,801 | $20,097 | $14,704 |
| Year 15 | $38,545 | $22,365 | $16,180 |
| Year 16 | $42,514 | $24,697 | $17,817 |
| Year 17 | $46,721 | $27,097 | $19,624 |
| Year 18 | $51,180 | $29,570 | $21,610 |
| Year 19 | $55,907 | $32,121 | $23,786 |
| Year 20 | $60,917 | $34,756 | $26,161 |
| Year 21 | $66,228 | $37,481 | $28,747 |
| Year 22 | $71,858 | $40,302 | $31,556 |
| Year 23 | $77,825 | $43,227 | $34,598 |
| Year 24 | $84,151 | $46,263 | $37,888 |
| Year 25 | $90,856 | $49,418 | $41,438 |
Start Saving in St. Libory
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