How Much Can Solar Save in Ste. Marie?
Real numbers based on current Ameren Illinois rates and Illinois incentives.
$120
Current Bill/mo
$135
Est. Lease + Battery
6.3 yrs
Payback Period
$38,175
25-Year Savings
What You're Paying Now
Without solar, here's what Ameren Illinois electricity will cost you over time at 6% annual rate increases.
Monthly Bill
$120
Annual Cost
$1,440
25-Year Cost (No Solar)
$79,005
Your Solar Investment
5.5 kW System
$15,950
$8,795
After All IL Incentives
DG Rebate ($300/kW)-$1,650
Illinois Shines RECs (lump sum, ~18 mo)-$5,505
With vs Without Solar in Ste. Marie
| Metric | Without Solar | With Solar |
|---|---|---|
| Monthly Cost | $120/mo | $97/mo (loan) |
| Monthly Cash Flow | -$0 (all to utility) | +$4/mo |
| 5-Year Cost | $7,776 | $5,820 |
| 25-Year Cost | $79,005 | $40,830 |
| Rate Control | None — utility sets rates | Fixed at $0.10/kWh (avg.) for 15 years |
| Home Value Impact | None | +$15,000–$25,000 (tax-exempt) |
Your Solar Savings Over Time
Estimated 25-Year Total Savings
$38,175
Without Solar
With Solar
Year 1Payback Year
$1,440
$1,389
Year 5
$8,117
$1,657
Year 10
$18,980
$9,505
Year 15
$33,517
$18,339
Year 20
$52,971
$28,583
Year 25
$79,005
$40,830
| Year | Without Solar | With Solar | Cumulative Savings |
|---|---|---|---|
| Year 1Payback | $1,440 | $1,389 | $51 |
| Year 2 | $2,966 | -$2,707 | $5,674 |
| Year 3 | $4,584 | -$1,277 | $5,861 |
| Year 4 | $6,299 | $177 | $6,122 |
| Year 5 | $8,117 | $1,657 | $6,461 |
| Year 6 | $10,044 | $3,163 | $6,881 |
| Year 7 | $12,087 | $4,699 | $7,388 |
| Year 8 | $14,252 | $6,266 | $7,986 |
| Year 9 | $16,547 | $7,867 | $8,680 |
| Year 10 | $18,980 | $9,505 | $9,476 |
| Year 11 | $21,559 | $11,181 | $10,378 |
| Year 12 | $24,293 | $12,900 | $11,393 |
| Year 13 | $27,190 | $14,663 | $12,527 |
| Year 14 | $30,262 | $16,475 | $13,786 |
| Year 15 | $33,517 | $18,339 | $15,178 |
| Year 16 | $36,968 | $20,259 | $16,709 |
| Year 17 | $40,627 | $22,239 | $18,388 |
| Year 18 | $44,504 | $24,283 | $20,221 |
| Year 19 | $48,614 | $26,396 | $22,218 |
| Year 20 | $52,971 | $28,583 | $24,388 |
| Year 21 | $57,590 | $30,850 | $26,740 |
| Year 22 | $62,485 | $33,201 | $29,284 |
| Year 23 | $67,674 | $35,644 | $32,030 |
| Year 24 | $73,174 | $38,185 | $34,990 |
| Year 25 | $79,005 | $40,830 | $38,175 |
Start Saving in Ste. Marie
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