The 'Price to Compare' on Your Illinois Bill: What It Covers, What It Leaves Out, and Why It Isn't What You Pay
guide8 min read

The 'Price to Compare' on Your Illinois Bill: What It Covers, What It Leaves Out, and Why It Isn't What You Pay

Ryan Cook

It's called the Price to Compare. For the summer period of June 1 through September 30, 2026, it's 11.326¢ per kWh for Ameren Illinois and 10.399¢ per kWh for ComEd. Both reset October 1.

There's a number on your electric bill that almost nobody can explain, and it's the one that decides whether every offer you get in the mail is a good deal or a bad one.

I get asked about this constantly — usually by someone holding a flyer from a supplier promising a lower rate, trying to figure out if the math works. The problem is that the Price to Compare is genuinely useful and genuinely easy to misread, and the misreading costs people real money.

What the number actually covers

The Price to Compare exists because Illinois lets you buy your electricity from a company other than your utility. To make that a fair fight, the state requires ComEd and Ameren to publish exactly what they charge for the electricity part of your service. That published figure is the Price to Compare.

It bundles two things: the electric supply charge and the transmission service charge. Supply is the electricity itself. Transmission is what it costs to move it across the high-voltage lines that cross the state.

ComEd's breaks down cleanly:

ComEd component (June 1 – Sept 30, 2026) Rate
Electric supply charge 8.677¢/kWh
Transmission services charge 1.722¢/kWh
Price to Compare 10.399¢/kWh

Ameren works the same way to reach 11.326¢ on the first 800 kWh each month, with 2.765¢ of that total being the transmission piece — a bigger transmission share than ComEd's, which is part of why downstate lands higher.

What it leaves out — and this is the expensive part

The Price to Compare does not include delivery charges. That's the cost of the poles, wires, transformers, and crews between the transmission system and your meter, and here's the part that trips everyone up: delivery stays with ComEd or Ameren no matter who supplies your electricity. You cannot shop it. You cannot escape it.

In Ameren territory, summer delivery runs about 7.8¢/kWh. ComEd's runs about 6.5¢. On top of that, both utilities charge fixed monthly amounts before you use a single kilowatt-hour — about $14.50 a month combined for an Ameren customer, roughly $19 for a ComEd customer.

Add it together and the real all-in cost of a kilowatt-hour this summer is roughly 17¢ for ComEd and 19¢ for Ameren before the fixed charges, not 10 or 11. (Those are estimates for a typical household; your own bill depends on usage.)

Summer 2026 (estimates) Ameren Illinois ComEd
Price to Compare (supply + transmission) 11.326¢/kWh 10.399¢/kWh
Delivery, per kWh ~7.8¢ ~6.5¢
Fixed monthly charges ~$14.50 ~$19
All-in per kWh, before fixed charges ~19¢ ~17¢

That's the trap. Somebody sees a supplier offering 9¢ against a 10.399¢ Price to Compare and reads it as a huge win. It's a 1.4¢ difference on the supply portion of a roughly 17¢ kilowatt-hour. On 1,000 kWh a month, that's about $14 — assuming the rate holds, which is a real assumption. It's not nothing. It's also not the story the flyer is telling.

If you want to see how the pieces stack for your own utility, we keep the full breakdowns current on our Ameren rates and ComEd rates pages, and there's a side-by-side comparison of the two territories if you're curious how downstate and Chicagoland actually differ.

The two utilities don't handle it identically

Worth knowing if you're tracking the number: ComEd's Price to Compare can move month to month. ComEd recalculates something called the Purchased Electricity Adjustment monthly, and that adjustment feeds the figure. Ameren expects its own adjustment to be close to zero and simply leaves it out of the published number.

So an Ameren customer can treat the Price to Compare as a fairly steady figure between seasonal resets. A ComEd customer should re-check it rather than assume June's number is still August's.

The transmission portion, for both, usually changes once a year in January.

Using it to judge a supplier offer

The rule is simple: compare supply rate to supply rate. Ignore delivery on both sides, because it doesn't change.

Then ask the three questions the rate itself won't answer:

  1. How long does this rate last, and what does it turn into? This is where most of the damage happens. The ICC's 2026 retail market report found variable rates as high as 38¢/kWh in Ameren territory and 35.32¢ in ComEd's during the past year — more than three times the utility default.
  2. Is there an early termination fee? It's set by your contract, not by the utility.
  3. Does it beat the next Price to Compare? Both utilities reset October 1. Last October, Ameren's Price to Compare dropped from 12.18¢ to 8.402¢ and ComEd's edged down from 10.027¢ to 9.689¢. A September offer that looks good against 11.326¢ may look considerably worse against the October number.

The ICC publishes an annual report comparing what alternative-supply customers actually paid against the utility default. Its 2026 report says residential customers on alternative supply paid more than the Price to Compare in each of the last twelve years — about 1.82¢/kWh more in ComEd territory and 2.43¢/kWh more in Ameren's over the most recent twelve months. That doesn't make every offer bad. It does mean the burden of proof sits with the salesperson.

Using it to judge solar

This is where I have an obvious interest, so let me be straight about the comparison rather than the flattering version of it.

A solar lease is priced per kilowatt-hour, same as the Price to Compare, so lining the two up is fair. Lease rates in Illinois can run as low as $0.10 per kWh, and the rate schedule for the entire 25-year term is written into the contract before you sign — predictable, rather than a number that reprices every season on a schedule you don't control. Set that against a supply cost that has climbed steeply since 2021 and is expected to keep climbing, and the case makes itself.

But solar doesn't erase your delivery charges either. You stay on the grid, and the utility still bills you for the connection and the fixed monthly charge. What changes is the supply side — the portion the Price to Compare measures.

So the honest sentence is: a lease competes with the Price to Compare, not with your whole bill. Anyone telling you solar zeroes out your electric bill is either confused or selling badly. If you want the arithmetic on what a monthly payment actually looks like against a real Illinois bill, I walked through it in detail in this breakdown of lease costs per month, and our savings calculator will run your own numbers.

Where to find it on your bill

Look for the supply or electric supply section — usually the upper portion of the statement, separate from the delivery section further down. Your current supplier is named there. If it says ComEd or Ameren Illinois, you're on the default rate, and the Price to Compare is what you're paying. If it names any other company, that's who you're buying from, and the cents-per-kWh figure on that line is what you compare.

Both utilities also post the current figure publicly, and the state maintains it on Plug In Illinois.

One number, two minutes, and it settles most of the arguments people have about their electric bill.

Sources

All-in rate figures and any savings references are estimates for typical households, not a projection for any individual home.


Want someone to look at your actual bill instead of the averages? That's most of what I do. Call (618) 217-2001 or reach out here and we'll go through your supply rate, your usage, and whether solar makes sense for your roof — lease, cash, or Illinois Solar for All.

Frequently Asked Questions

The Price to Compare is the per-kilowatt-hour rate your utility charges to supply your electricity, published so you can measure any competing offer against it. Through September 30, 2026 it's 11.326 cents per kWh for Ameren Illinois and 10.399 cents for ComEd. It bundles two charges: the electric supply charge and the transmission service charge. ComEd's breaks out cleanly as 8.677 cents of supply plus 1.722 cents of transmission. Ameren's transmission piece is 2.765 cents of its total. Both utilities exclude the Purchased Electricity Adjustment from the published figure, though they handle it differently, and neither includes delivery charges. The number exists because Illinois lets you buy electricity from a company other than your utility. If a salesperson quotes you a rate, this is the figure it has to beat. You can find both current numbers on the state's own Plug In Illinois site.
Because the Price to Compare only covers the electricity itself, not getting it to your house. Delivery charges are separate and they stay with ComEd or Ameren no matter who supplies your power. In Ameren territory the summer delivery charge runs about 7.8 cents per kWh, and ComEd's runs about 6.5 cents. Both utilities also add fixed monthly charges you pay before using a single kilowatt-hour — roughly $14.50 a month combined for Ameren customers and about $19 for ComEd. Stack it up and the all-in cost of a kilowatt-hour this summer lands around 17 cents for ComEd and 19 cents for Ameren before those fixed charges, not the 10 or 11 cents on the Price to Compare line. This gap is the single most common misread I run into. People see a competing 9-cent offer, assume it cuts their bill nearly in half, and it doesn't come close.
For the summer period running June 1 through September 30, 2026, Ameren Illinois is at 11.326 cents per kWh and ComEd is at 10.399 cents per kWh. Those are supply plus transmission only. Both reset on October 1 when the summer supply period ends. Last October Ameren's fell sharply and ComEd's edged down, so anything you sign in September should be judged against the October number rather than the one in front of you. There's a wrinkle worth knowing: ComEd recalculates its Purchased Electricity Adjustment monthly, which means ComEd's Price to Compare can drift a little month to month. Ameren expects its adjustment to sit near zero and leaves it out. Transmission charges usually change once a year in January, separately from the seasonal supply reset. We keep current figures posted on our Ameren rates and ComEd rates pages year-round.
Compare supply rate to supply rate, and only supply rate. Find the cents-per-kWh figure printed on the supplier's offer and hold it directly against 11.326 cents for Ameren or 10.399 cents for ComEd. Ignore delivery charges entirely on both sides, since those don't change when you switch. Then ask three questions the rate alone won't answer. How long does the quoted rate last, and what does it become afterward? The ICC's 2026 retail market report found variable rates as high as 38 cents per kWh in Ameren territory and 35.32 cents in ComEd's over the past year. Is there an early termination fee? And does the offer beat the utility's *next* Price to Compare, not just today's? That same state report found that residential customers on alternative supply, taken as a group, paid more than the utility default in each of the last twelve years.
Partly, and the honest answer matters more than a flattering one. A lease rate and the Price to Compare are both priced per kilowatt-hour of electricity, so lining them up is fair. Lease rates in Illinois can run as low as $0.10 per kWh, and the rate schedule for the full 25-year term is written into the contract before you sign, so it's predictable rather than a number that reprices every few months. What a lease does not do is erase your delivery charges or your fixed monthly customer charge. You stay connected to the grid, and the utility still bills you for that connection. So the honest framing is supply portion versus supply portion, with the delivery side largely unchanged. Any savings figure is an estimate until someone looks at your actual usage, roof, and shading.

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Bruce BrooksShiloh, IL

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Rod HinrichsFreeburg, IL

Ryan is knowledgeable, caring, and a really good listener. I highly recommend discussing solar with him.

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Linda HaycraftShiloh, IL

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